PAYMENT SOLUTIONS

FINANCING AND LEASE TO OWN OPTIONS

Here, at Kassa Mall Home Furniture and Mattress our team will offer multiple Finance and Lease to Own Options that fits your credit profile and financing needs. This enables us to give someone with good credit or little to no credit an opportunity to purchase that piece of furniture that you have always wanted. We have committed ourselves to offer you the best option that fits your needs.

Create an account and apply for financing or leasing options
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option 1 Interest FREE Financing (ONLINE APPLICATION)

Take advantage of up to 12 months deferred interest financing. Apply online today! Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6- months.

  • Up to $7500 in Financing
  • 6 Months Deferred Interest
  • 12 Months Deferred Interest on Orders Over $995
  • Minimum Monthly Payment Required
  • NO MONEY DOWN

option 2 SNAP - 100 Day Purchase Option with NO Credit Needed

Snap Finance approves up to 80% of applicants - whether you have poor credit from bankruptcy, no credit or bad credit scores, like so many others. It's simple, and applying online is lightning fast! Just apply online and once you're approved we will add the items to your account.

  • 80% Approval Rating
  • $39 Down Payment
  • Up to $5,000 in Financing
  • 100 Days Buyout Option
  • Easy Payment Schedules
  • NO MONEY DOWN

option 3 Get it now. Pay over time. No credit needed. *

Approvals from $300 to $5,000! Minimum requirements—just provide a valid photo ID, SSN or ITIN, an active bank account, and a debit card. No credit is required for approval, though a credit check may be performed. Enjoy the flexibility to save money if you complete your lease early! Plus, with our fast decision† process, you can get what you need quickly—additional time or information may occasionally be needed, but we’ll keep it hassle-free. Start today and unlock the possibilities!

* Approval is possible without a credit score, but credit may be checked. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice.
â™± Decisioning may take additional time and not be same day. Additional information may be required.

American First Finance

option 4 ACIMA - 90 Day Purchase Option with NO CREDIT NEEDED

No Credit Needed, Acima is committed to seeing one's true potential by looking beyond a three-digit score. Instant Decisions; with a proprietary technology Acima will issue an immediate approval decision upon the completion of this brief online or mobile application. And Easy Payment Options; take the time to pay for what you buy today. Acima offers tailored payment schedules paired with early purchase options.

  • Income History.Do you have a three-month history with your current employer or source of income?
  • Checking Account Monthly Income.Do you deposit $1,000 or more into your checking account each month? Have you had a checking account for at least 90 days?
  • Checking Activity.Is your checking account free from NSFs, excessive overdrafts, and negative balances?
  • Flexible Payment Options.You can choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.

option 5 KOALAFI- Flexible Payments Options. NO CREDIT NEEDED

Financing a big purchase shouldn’t mean filling out endless forms and jumping through hoops. Whether you have excellent or no credit, Koalafi makes life-changing purchases accessible through instant decisions, clear and simple terms, and flexible monthly payments.*

  • Shop now, pay later
  • Helps establish and improve your credit
  • Koalfi will review your application and set you up with a tailored payment plan
  • You may be approved for up to $10,000 in loan funding or $7,500 in lease-to-own funding
  • No job no problem, if you have an income from a reliable source such as retirement or pension
  • Your payment will be determined by your payment frequency
  • $59 Processing
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option 6 OKINUS - Get It Now, and Pay Later!

Bad Credit? No Credit? Need a Solution? At Okinus, our goal is to provide families with easy access to fast, flexible solutions to lease purchase high-quality merchandise at an affordable price while rebuilding credit. The good news is that you have instant access to what you want when you need it, with no credit needed lease purchase.

  • Instant access to what you need
  • No credit needed lease purchase
  • Flexible payment solutions
  • High-quality merchandise
  • Helps rebuild your credit
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option 7 Layaway Program

Don't let financing stop you from getting the furniture you love, join our layaway program today! Our layaway policy is a PRICE HOLD policy which allows you to lock in at today’s prices.

We would be happy to reserve the promotional price for your product selection by offering you a convenient layaway program with a 20% deposit. Please understand we cannot physically set aside your piece(s) of furniture you have chosen to buy due to space consumption. Once the final payment has been made we will process the order. Some items might be available for immediate delivery/ pick up while others could take 2-4 weeks to arrive.

Layaway Payments

Payments will be divided and scheduled into three payments, which will be due at the 30, 60, and 90-day dates. Your payments are not auto draft and must be made manually. Our Layaway department will be sending email reminders periodically. On the day that you provide us with your final payment we will schedule your delivery date for you. To learn more click here.

Layaway Card

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