Furniture Layaway

Thank you for choosing Kassa Mall Home Furniture and Mattress for your layaway needs. Please carefully review the following terms and conditions for our layaway program:

1. Down Payment:

A non-refundable down payment of 10% of the total purchase price is required for all layaway orders.

2. Payment Frequency:

Layaway payments can be made on a weekly, bi-weekly, or monthly basis, depending on your preference and the type of order. This will help you maintain your layaway account in good standing.

3. Maximum Layaway Period:

The final payment for your layaway order is due within a maximum time frame of 5 months, depending on the type of order. The layaway order types and their corresponding maximum time frames are as follows:

Pick Ups & Drop off Delivery Orders (3 Months): You must complete your payments within 3 months (90 days).

In Door Delivery Orders (4 Months): You must complete your payments within 4 months (120 days).

Delivery and Assembly Orders (5 Months): You must complete your payments within 5 months (150 days).

4. Payment Structure:

In addition to the 10% down payment, each type of layaway order will have a proportional payment structure as follows:

Type Of Order	Down Payment	Monthly	Bi-Weekly	Weekly
Pick Ups & Drop off Delivery (3 Months)	10.00%	30.00%	15.00%	7.50%
In Door Delivery (4 Months)	10.00%	22.00%	11.25%	5.63%
Delivery & Assembly (5 Months)	10.00%	18.00%	9.00%	4.50%

5. Layaway Account Purpose:

Layaway accounts are provided to allow our customers to guarantee the price of ordered merchandise. While we do not represent that the merchandise will be held at the same location, we guarantee the price.

6. Notice for Pick-Up or Delivery:

We require a minimum of four (4) weeks' notice after the final payment has been made, prior to pick-up or delivery of your merchandise, to ensure your order is in stock.

7. Refund Policy:

a. If your account is paid in full within 90 days, and your merchandise is not available within a four-week period after your account has been paid in full, you will be entitled to a full refund.

b. If your account is not paid in full until after 90 days from the origination date of the account, and your merchandise is not available within a four-week period after your account has been paid in full, you will be entitled to a refund of all payments less 25% of the original total invoice amount. The 25% will be credited to your account as an in-store credit.

8. Refund Time Limit:

No refunds are issued after 7 days from the initial layaway, except as provided above.

9. Delinquent Layaway Accounts:

A layaway account is considered delinquent if more than 30 days pass without a payment being made. After 90 days, all delinquent layaway accounts will be canceled, and any payments made on the account will be converted to store credit. Merchandise will not be removed from active inventory until the final payment on that specific sale has been made.

10. All Sales Final:

Except as provided above, all sales are final. Items sold as discounted set packages may only be returned as a complete set. All exchanges or returns must be accompanied by the original bill of sale.

By initiating a layaway purchase with Kassa Mall Home Furniture and Mattress, you agree to abide by these layaway terms and conditions. If you have any questions or need further clarification, please do not hesitate to contact our customer service department. Thank you for choosing us for your furniture and mattress needs.

 

Frequently asked questions about Layaway Payments (FAQ):

1.  Question: What is furniture layaway?

Answer: Furniture layaway is a purchasing option offered by many furniture stores. It allows customers to reserve furniture items by making a down payment and paying for them over time through regular installments.

2. Question: Are there furniture stores with layaway near me?

Answer: To find furniture stores with layaway options near you, you can search online or contact local furniture retailers. Kassa Mall Furniture is known to be on of the most flexible Furniture Stores in Houston in regards of layaway payment options. Although many stores offer this convenient payment plan some of them might not have access to the furniture when is time to receive your order. Make sure the furniture store you choose to start your layaway payment plan has been doing business for at least 5 years.

3. Question: Can I find furniture on layaway online?

Answer: Yes, you can often find furniture on layaway at furniture retailers such as Kassa Mall Home Furniture and Mattress. You can call (281) 377-8547 and a friendly customer service representative can assist you answering all your questions.

4. Question: Does Kassa Mall offer Ashley Furniture layaway?

Answer:  Ashley Furniture is also offered as layaway options at all Kassa Mall locations. To find out if a specific Ashley Furniture offer in layaway, you should contact (281) 377-8547 directly or visit Kassa Mall’s website.

5. Question: What about Mattresses and adjustable bases? Can I also buy them on layaway?

Answer: Kassa Mall Home Furniture and Mattress layaway options are available at all locations for all products including mattress and adjustable bases.

6. Question: Is there a credit check required for furniture layaway?

Answer: The Furniture layaway program does not require a credit check. Layaway is available to all customers regardless of their credit history.

7. Question: Can I do furniture layaway online and have it delivered?

Answer: Yes, Kassa Mall Home Furniture offers online layaway options, allowing you to select and pay for items over the internet.

8. Question: How does Kassa Mall Furniture's layaway program work?

Answer: Kassa Mall Furniture offers a layaway program with a 10% non-refundable down payment and varying payment terms based on the type of order. You can make payments weekly, bi-weekly, or monthly, and final payment is due within a specific timeframe.

9. Question: Are there furniture stores that do layaway without a credit check near me?

Answer: All Kassa Mall furniture stores offer layaway without a credit check. To find stores near you, you can go to our locations page.

10. Question: What furniture stores near me have layaway options?

Answer: From all furniture stores near you that offer layaway, consider searching Kassa Mall Home Furniture and Mattress.

11. Question: What are the advantages of using furniture layaway?

Answer: Furniture layaway allows you to secure the furniture you want without the need for immediate full payment. It can help with budgeting and avoiding credit card interest.

12. Question: How much is typically required as a down payment for furniture layaway?

Answer: The down payment for furniture layaway programs can vary but is often around 10% of the total purchase price.

13. Question: Can I cancel my furniture layaway order, and what happens to my down payment?

Answer: Most layaway programs allow you to cancel your order, but the down payment is usually non-refundable. Be sure to check the specific terms of the layaway program you're using.

14. Question: Are there any fees associated with furniture layaway?

Answer: While many stores may charge a small service fee. Kassa Mall Furniture does not charge fees to start a layaway payment plan.

15. Question: What happens if I miss a payment while on a furniture layaway plan?

Answer: If you miss a payment, your layaway account may become delinquent. Review the terms and conditions of your layaway program for details on handling missed payments.

16. Question: Can I change the items in my layaway order after I've started the plan?

Answer: Whether you can change items in your layaway order may depend on the store's policies. It's best to contact the store directly to inquire about making changes.

17. Question: Is there a minimum or maximum purchase amount for furniture layaway?

Answer: Typically, there is no strict minimum or maximum purchase amount for layaway, but it's advisable to confirm with the specific store.

18. Question: Can I pay off my furniture layaway plan early if I have the funds to do so?

Answer: Yes, our layaway program allows you to pay off your plan early without penalties. This can be a great option if you want to receive your furniture sooner.

19. Question: What happens if the furniture I've chosen is no longer available when I complete my layaway payments?

Answer: Kassa Mall will help you select a comparable replacement if your chosen furniture becomes unavailable.

20. Question: Are there any restrictions on returns or exchanges for items purchased through furniture layaway?

Answer: Items purchased through layaway follow the store's standard return and exchange policies. Be sure to keep your original bill of sale for any potential returns or exchanges.

21. Question: What is the down payment requirement for the layaway program?

Answer: The down payment for the layaway program is 10% of the total purchase price, and it is non-refundable.

22. Question: How often can I make payments on my layaway account?

Answer: You can make payments on your layaway account weekly, bi-weekly, or monthly, depending on your preference and the type of order.

23. Question: What is the maximum time frame for completing payments on a layaway order?

Answer: The maximum time frame for completing payments on a layaway order varies depending on the type of order: 3 months (90 days) for Pick Ups & Drop off Delivery, 4 months (120 days) for In Door Delivery, and 5 months (150 days) for Delivery and Assembly.

24. Question: Can you explain the payment structure for each type of layaway order?

Answer: Certainly, here's the payment structure for each type of order:

• Pick Ups & Drop off Delivery: 10% down payment, followed by 30% monthly, 15% bi-weekly, or 7.50% weekly.
• In Door Delivery: 10% down payment, followed by 22% monthly, 11.25% bi-weekly, or 5.63% weekly.
• Delivery & Assembly: 10% down payment, followed by 18% monthly, 9% bi-weekly, or 4.50% weekly.

25. Question: What is the purpose of a layaway account?

Answer: Layaway accounts allow customers to guarantee the price of ordered merchandise, although the merchandise may not be held at the same location.

26. Question: How much notice is required for pick-up or delivery of merchandise after the final payment?

Answer: We request a minimum of four (4) weeks' notice after the final payment has been made to ensure your order is in stock for pick-up or delivery.

27. Question: What is the refund policy for layaway orders?

Answer: If your account is paid in full within 90 days and your merchandise is not available within a four-week period, you are entitled to a full refund. After 90 days, you may receive a refund of all payments less 25% of the original invoice amount, which will be credited as in-store credit.

28. Question: Is there a time limit for requesting a refund?

Answer: Yes, refunds are not issued after 7 days from the initial layaway, except as provided in the refund policy.

29. Question: When is a layaway account considered delinquent?

Answer: A layaway account is considered delinquent if more than 30 days pass without a payment being made.

30. Question: What happens to delinquent layaway accounts after 90 days?

Answer: After 90 days, all delinquent layaway accounts will be canceled, and any payments made on the account will be converted to store credit. Merchandise will not be removed from active inventory until the final payment on that specific sale has been made.

31. Question: Can I change the frequency of my layaway payments once I've started the program?

Answer: Yes, you can change the payment frequency during the layaway program to weekly, bi-weekly, or monthly, as long as it aligns with the available options for your order type.

32. Question: Is there a minimum purchase requirement to qualify for the layaway program?

Answer: There is no specific minimum purchase requirement to qualify for the layaway program. It is available for a wide range of purchase amounts.

33. Question: Can I add more items to my layaway order after the initial down payment?

Answer: Yes, you can add additional items to your layaway order after the initial down payment, but they will be subject to the same payment terms as the original order.

34. Question: Are there any fees associated with opening a layaway account?

Answer: There are no additional fees for opening a layaway account beyond the non-refundable 10% down payment.

35. Question: What happens if I miss a payment on my layaway account?

Answer: If you miss a payment and more than 30 days pass without a payment, your layaway account will be considered delinquent.

36. Question: Can I transfer my layaway account to someone else?

Answer: Layaway accounts are non-transferable and are intended for the original account holder.

37. Question: Is there a penalty for early payment or paying off my layaway account before the maximum time frame?

Answer: There is no penalty for paying off your layaway account early. You can pay it off as soon as you've completed all payments.

38. Question: What happens if I change my mind about the items I've placed on layaway?

Answer: All sales are final, but you can return items sold as discounted set packages only as a complete set. Exchanges or returns must be accompanied by the original bill of sale.

39. Question: How can I check the status of my layaway account and payments?

Answer: You can check the status of your layaway account and payments by contacting our customer service department or visiting our store in person.

40. Question: Can I use store credit from a canceled layaway account for future purchases?

Answer: Yes, store credit from a canceled layaway account can be used for future purchases at Kassa Mall Home Furniture and Mattress.

41. Question: Can you provide me an example of what my weekly, bi-weekly, and monthly options are for a Layaway payment of $1,300

Answer: Sure, here are 3 options available

a.       Monthly Payments

 

b.       Bi-Weekly Payments

c.       Weekly Payments

 

42. Questions: Do you have a chart to better understand what the payment percentages will be required as a Layaway payment every period?

Answer: Sure, here is an explanatory chart that will allow you to understand what the payment percentages will be required as a Layaway payment very period, whether is a 3 month, 4 month or 5 month.