Financing Options


Here, at Kassa Mall Home Furniture and Mattress our team will offer multiple Finance and Lease to Own Options that fits your credit profile and financing needs. This enables us to give someone with good credit or little to no credit an opportunity to purchase that piece of furniture that you have always wanted. We have committed ourselves to offer you HIGHER APPROVALS and BETTER TERMS!

option 1Interest FREE Financing (ONLINE APPLICATION)

Take advantage of up to 12 months deferred interest financing. Apply online today! Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6- months.

option 2SNAP - 100 Day Purchase Option with NO Credit Needed

Snap Finance approves up to 80% of applicants - whether you have poor credit from bankruptcy, no credit or bad credit scores, like so many others. It's simple, and applying online is lightning fast! Just apply online and once you're approved we will add the items to your account.

option 3Financing 90 Days same as cash with NO Credit Needed

This option looks at your employment, and your banking history. This enables us to give someone with no credit but has had a job for at least 6 months and a checking account for at least 90 days, an opportunity to purchase the furniture that they have always wanted.

option 4ACIMA - 90 Day Purchase Option with NO CREDIT NEEDED

No Credit Needed, Acima is committed to seeing one's true potential by looking beyond a three-digit score. Instant Decisions; with a proprietary technology Acima will issue an immediate approval decision upon the completion of this brief online or mobile application. And Easy Payment Options; take the time to pay for what you buy today. Acima offers tailored payment schedules paired with early purchase options.

option 5KOALAFI - Flexible Payments Options. NO CREDIT NEEDED

Financing options available to merchants were overly complex and left out too many people. Many customers were being told “no” or simply giving up, faced with too many applications or steps. Spread-thin merchants were juggling multiple systems, vendors, and data sources, while still leaving sales on the table.

This broken process is what inspired our team to build a single point-of-sale platform with pay-over-time products and services for every type of customer. With a wide range of clear and simple products, Koalafi helps more people quickly get to yes on the first try.

We’ve helped thousands of merchants nationwide make more sales, and given their customers the freedom to finally dream bigger.

option 6Layaway Program

Don't let financing stop you from getting the furniture you love, join our layaway program today! Our layaway policy is a PRICE HOLD policy which allows you to lock in at today’s prices.

We would be happy to reserve the promotional price for your product selection by offering you a convenient layaway program with a 20% deposit. Please understand we cannot physically set aside your piece(s) of furniture you have chosen to buy due to space consumption. Once the final payment has been made we will process the order. Some items might be available for immediate delivery/ pick up while others could take 2-4 weeks to arrive.

Layaway Payments

Payments will be divided and scheduled into three payments, which will be due at the 30, 60 and 90-day dates. Your payments are not auto draft and must be made manually. Our Layaway department will be sending email reminders periodically. On the day that you provide us with your final payment we will schedule your delivery date for you. To learn more click here.