Financing Options

Take advantage of up to 12 months deferred interest financing. Apply online today! Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6- months.

• Up to $7500 in Financing
• 6 Months Deferred Interest
• 12 Months Deferred Interest on Orders Over $995
• Minimum Monthly Payment Required
• NO MONEY DOWN

Snap Finance approves up to 80% of applicants - whether you have poor credit from bankruptcy, no credit or bad credit scores, like so many others. It's simple, and applying online is lightning fast! Just apply online and once you're approved we will add the items to your account.

• 80% Approval Rating
• $39 Down Payment
• Up to $3,000 in Financing
• 100 Days Buyout Option
• Easy Payment Schedules
• NO MONEY DOWN

Quick and Easy Approvals from $300 to $5,000! Getting started is simple—just provide a valid photo ID, SSN or ITIN, an active bank account, and a debit card. No credit is required for approval, though a credit check may be performed. Enjoy the flexibility to save money when you complete your lease early! Plus, with our fast decision process, you can get what you need quickly—additional time or information may occasionally be needed, but we’ll keep it hassle-free. Start today and unlock the possibilities!

• Approvals from $300 - $5,000
• Fast & Easy Application
• Early Savings Options

* Approval is possible without a credit score, but credit may be checked. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice.

No Credit Needed, Acima is committed to seeing one's true potential by looking beyond a three-digit score. Instant Decisions; with a proprietary technology Acima will issue an immediate approval decision upon the completion of this brief online or mobile application. And Easy Payment Options; take the time to pay for what you buy today. Acima offers tailored payment schedules paired with early purchase options.

• Income History.Do you have a three-month history with your current employer or source of income?
• Checking Account Monthly Income.Do you deposit $1,000 or more into your checking account each month? Have you had a checking account for at least 90 days?
• Checking Activity.Is your checking account free from NSFs, excessive overdrafts, and negative balances?
• Flexible Payment Options.You can choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.

Financing options available to merchants were overly complex and left out too many people. Many customers were being told “no” or simply giving up, faced with too many applications or steps. Spread-thin merchants were juggling multiple systems, vendors, and data sources, while still leaving sales on the table.

This broken process is what inspired our team to build a single point-of-sale platform with pay-over-time products and services for every type of customer. With a wide range of clear and simple products, Koalafi helps more people quickly get to yes on the first try.

We’ve helped thousands of merchants nationwide make more sales, and given their customers the freedom to finally dream bigger.

• Shop now, pay later
• Helps establish and improve your credit
• Koalfi will review your application and set you up with a tailored payment plan
• You may be approved for up to $10,000 in loan funding or $7,500 in lease-to-own funding
• No job no problem, if you have an income from a reliable source such as retirement or pension
• Your payment will be determined by your payment frequency
• $59 Processing

Don't let financing stop you from getting the furniture you love, join our layaway program today! Our layaway policy is a PRICE HOLD policy which allows you to lock in at today’s prices.

We would be happy to reserve the promotional price for your product selection by offering you a convenient layaway program with a 20% deposit. Please understand we cannot physically set aside your piece(s) of furniture you have chosen to buy due to space consumption. Once the final payment has been made we will process the order. Some items might be available for immediate delivery/ pick up while others could take 2-4 weeks to arrive.

Layaway Payments

Payments will be divided and scheduled into three payments, which will be due at the 30, 60, and 90-day dates. Your payments are not auto draft and must be made manually. Our Layaway department will be sending email reminders periodically. On the day that you provide us with your final payment we will schedule your delivery date for you. To learn more click here.